Visa® Cash Rewards
EXCITE IS THE COMMUNITY'S CREDIT UNION
VISA® Cash Rewards
Best for everyday spending on groceries, gas, and online purchases.
Quick Highlights
1.5% Cash Back
No Annual Fee
Up to $30,000 credit limit
Fraud Protection
Cash Rewards Card Benefits
| Key Features | • 1.99% Introductory APR* for 6 billing cycles |
| • Earn $1.50 for every $100 spent | |
| • Monthly payouts | |
| • Competitive APR | |
| • Worldwide VISA acceptance | |
| Best For | Every day purchases, Members who want |
| simple rewards with cash back instead of points | |
| Annual Fee | $0 |
| APR | 13.40% to 22.74% APR* on purchases |
| Credit Limit | Up to $30,000 |
| Security | Free Visa® Purchase Alerts |
| & zero liability if your card is lost or stolen | |
| Extra Benefits | Travel Accident and Auto Rental Insurance |
Questions About Excite’s Visa® Cash Rewards Card?
There is no annual fee, but there are cash advance and balance transfer fees.
Application and Solicitation Disclosure
We give you one $1.50 for every $100 you spend or 1.5% of all net purchases. We pay rewards out monthly, with an opportunity to pocket up to $1,500 per year.
With approved credit, this card has a limit of up to $30,000.
Yes, you can. There is a cash advance fee, 4% of the amount of the advance.
Yes, you’ll need to be a Member to apply for the card, but joining is easy! We’d love to have you part of the Excite community. You can join and apply for your card online in just a few minutes, or visit any of our financial centers to get started in person.
Learn more about our other credit cards
Disclosure
* APR = Annual Percentage Rate. For additional credit card program details, please review the Application and Solicitation Disclosure. Impact on your credit may vary, and some users’ scores may not improve as credit scores are independently determined by credit bureaus based on a number of factors. Excite Credit Union will report your transactions to Transunion®, Experian®, and Equifax®. Speak with an Excite representative for details.