Payment Options

If you need to make a loan payment, let us help you set up an automatic transfer from your account. 

Set up automatic payments to make your life easy.

If you need to make a loan payment, let us help you set up an automatic transfer from your account. Visit our Forms page and complete the Automatic Loan Payment Set-up Form and you'll never have to worry about missing a payment again.

Make a Loan Payment online.

Please Note: To make loan payments using the web payment center, you can either use Express Pay or register and create a username/password. This tool does not utilize the same login credentials as online/mobile banking.
This payment tool is only available for auto or personal loans (excluding lines of credit). For mortgage, credit card and line of credit payments, please reference the table below for available payment options.

Here are other options for making your loan payments:

Type of Loan Payment Method How long to post? Cost?
Loans / Lines of Credit      
  Mailed to: Excite Credit Union
PO Box 51099, Livonia, MI 48151
Day received $0
From an ECU account: Automatic Transfer Due date $0
 
  • Online or Mobile Banking
  • Service Center – 800.232.8669
  • Branch/Shared Branch
Instant $0
From another institution: 3rd party bill pay service Day received $0
  Web Payment Center – online 1-2 business days
for payments made
before 6 pm
$0
  Service Center 800.232.8669 1-2 business days
for payments made
before 6 pm
$10.00
VISA Credit Card      
 

California Members
Mailed to: VISA
PO Box 60510, City of Industry, CA 91716-0510

North Carolina Members
Mailed to: VISA
PO Box 71050, Charlotte, NC 28272-71050

Day received $0
From an ECU account:
  • Online Banking
  • Service Center –800.232.8669
  • ECU branches only
1-2 business days
for payments made
before 6 pm
$0
From another institution: 3rd party bill pay service 1-2 business days
for payments made
before 6 pm
$0
  Online Banking 1-2 business days
for payments made
before 6 pm
$0
  PSCU – Phone – 866.820.3095 1-2 business days
for payments made
before 6 pm
$5.00
  Service Center 800.232.8669 1-2 business days
for payments made
before 6 pm
$10.00
Mortgage Loan / HELOC      
  Mailed to: Excite Credit Union
PO Box 51099, Livonia, MI 48151
Day received $0
From an ECU account: Automatic Transfer Due Date $0
 
  • Online or Mobile Banking
  • Service Center – 800.232.8669
  • Branch/Shared Branch
Instant $0
From another institution: 3rd party bill pay service Day received $0
  Service Center 800.232.8669 1-2 business days
for payments made
before 6 pm
$10.00

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