Business Lending

Loans tailor made for the sole proprietor,
the LLC, the partnership, or the non-profit.


Excite offers loans for small businesses and nonprofits whether they’re growing or just getting started. We also offer vehicle loans and credit cards to help run and expand those businesses.

Our Small Business Loans are the perfect tool to help grow your business.

Funds can be used for: Benefits:
  • Working Capital
  • Inventory
  • Machinery or Equipment 
  • Supplies, Furniture or Fixtures
  • Borrow from $500 to $50,000
  • No minimum time requirement in business - great for Startups and Entrepreneurs!
  • No Payment for 90 days
  • Apply with an SSN, EIN or ITIN.

Ask us about our Entrepreneur/Partner Loan Program! You may be eligible for additional benefits upon completion of certain programs.


Need something more?

SBA | Equipment Financing | LOC | Expansion/Growth | Buying a business

The credit union has partnered with Lendio to provide Small Business loans. Lendio is the nation’s leading small business loan marketplace. Lendio features hundreds of loan options from 75+ of the best small business lenders. Lendio will be your primary point of contact for loans funded through them.

Benefits of using Excite and Lendio to fund your small business needs:
Please reach out to one of our Business Banking Advisors and they can discuss your needs and help you get started.

Additional Loan Resources for your Business

Business Vehicle Loans

New vehicle loans include any vehicle with a model year of 2021+ holding less than 20,000 miles. New vehicle financing features include:
  • Exclusive discounts for Excite checking accounts, auto drafting, ≤ 85% LTV ratios, and Electric Vehicles.
  • No payments for 90 days with qualification
  • Competitive APR* and low-interest rates
  • Up to 125% financing from MSRP Kelley Blue Book retail value

Business VISA Credit Cards

The Excite VISA Business card is suited to help your company’s bottom line – from cash back, to no annual, cash advance, or balance transfer fees – it’s ready to put in overtime!
  • 1% cashback points from all net purchases
  • Introductory APR* of 3.99% for the first 9 months
  • Zero annual fees, cash advance fees, and balance transfer fees
  • 24/7 Visa® anti-fraud protection



Excite Credit Union has friendly and knowledgably team members who are excited to help.

Call us at 800.232.8669





*APR=Annual Percentage Rate.  Rates subject to change. Terms and conditions apply.

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