Share Certificates

Have some extra cash you want tuck away? Want to earn a little more interest? Our Certificate rates will rock your world!

In this case, time really is on your side

With a little patience, your savings can earn top dollar

One thing about time: It's hard to control. Sometimes the days fly by. Sometimes they drag on. But at Excite Credit Union, we've found a way. With our Share Certificates, time becomes a key ingredient in your savings strategy. Invest your money for six months and earn a nice return. Invest for five years and do even better. Or go for something in between. This time, you're in total control.

  • A minimum of $500 is required to open a Certificate Account (at least $250 is required for Youth Certificates)
  • Choose Certificates ranging in length from 6 months to 5 years
  • With a higher interest rate than a regular savings account, earn more and watch your finances grow over time
  • Longer-term Certificates tend to earn higher rates
  • A penalty may be imposed for early withdrawal of your initial investment

Join our community

Getting a membership with us isn't a transaction - it's a friendship, a partnership, a neighborhood-wide collab, a life-long pursuit of better, for you, me, us, them, and everyone else we hang out with in life.