Auto Resources

Start your vehicle loan journey here!

Explore vehicle loan options, compare vehicle loan rates, and use our auto loan calculator to find the best fit for your budget—so you can drive away with confidence.

Purchasing a New or Used Auto

  • Great Vehicle Loan Rates & Terms
  • No Payment for 90 days
  • Borrow up to 125% of the retail Kelley Blue Book value3

First Time Auto Buyer Program

Come to us for your first car - and every one after that

At Excite Credit Union, we think everyone should have a chance to feel that new car feeling. With our 1st Time Auto Buyer program, we'll explain the ins and outs of auto loans and offer up the financing that puts you in the driver's seat.

  • No credit history necessary
  • Finance new or used vehicles
  • Borrow up to 110% of the retail Kelley Blue Book value3

For Rates and more information, please reach out to us at 800.232.8669.

Refinance to lower your payment

  • Up to 1% Rate Discount
  • No Payment for 90 days
  • Borrow up to 125% of the retail Kelley Blue Book value3
  • Cash out Options available

Looking for a stress-free car-buying experience?

Check out our partners at AutoSMART — your online hub for easy car shopping!

  • Browse and compare thousands of new, used, and certified pre-owned vehicles

  • Estimate your trade-in value and explore financing options with Excite

  • Access tips on credit, trade-ins, and more

  • Connect with certified dealers near you

Find your next car the smart way — with AutoSMART!

3 Subject to credit approval. Certain restrictions apply.

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