Wealth Management
WEALTH MANAGEMENT
Your Financial Future, Guided with Confidence
Program Overview
As a Member of Excite Credit Union, you have access to personalized financial guidance designed to help you pursue your financial goals. Through a consultative process with MEMBERS Financial Services, your advisor takes the time to understand your unique needs, time horizon, and tolerance for risk before recommending strategies aligned with your objectives at every stage of your financial journey.
Our approach includes:
- Access to an experienced, licensed financial advisor
- Personalized financial strategies based on your goals
- Ongoing monitoring and adjustments as your needs evolve
- A disciplined, long-term perspective on investing
Meet Your Advisor
Our financial advisor is committed to helping you make informed decisions with clarity and confidence.
Rick Hoel, CFP®
Financial Advisor | MEMBERS Financial Services
Rick works with Members one-on-one to create investment strategies built around their goals, time horizon, and risk tolerance. He focuses on a collaborative and transparent approach, helping simplify the financial planning process while providing ongoing guidance through life’s transitions.
Schedule a Consultation
Phone: 888.441.0488
Email: r.hoel@lpl.com
Appointments are conducted virtually and are available to Members in California and North Carolina or anywhere in the US.
Services We Provide
We offer a range of wealth management and financial planning services to support your financial goals.
Investment Services
| Insurance Services
|
Retirement Planning
| Estate Planning Considerations
|
Financial Planning
| |
Get Started
Connect with MEMBERS Financial Services today to learn more about how we can help support your financial goals.
The financial consultants at MEMBERS Financial Services are registered representatives with, and securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA / SIPC). Insurance products are offered through LPL or its licensed affiliates. Excite Credit Union and MEMBERS Financial Services are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using MEMBERS Financial Services and may also be employees of Excite Credit Union. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Excite Credit Union or MEMBERS Financial Services. Securities and insurance offered through LPL or its affiliates are:
Not Insured by NCUA or any other Government Agency | Not Credit Union Guaranteed |
Not Credit Union Deposits or Obligations | May Lose Value |
• Excite Credit Union (“Financial Institution”) provides referrals to financial professionals of LPL Financial LLC (“LPL”) pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for advisory services. Please visit https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html for more detailed information.
• The LPL Financial registered representative(s) associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.