Visa® Secured

A card designed to help you improve your credit score. Build a foundation for the future.

Who says you can't have a credit card? Not us.

Buy what you need as you build up your credit score

You're totally responsible. Maybe you're young and haven't had a chance to prove it yet. Or perhaps a one-time financial hiccup left other credit card issuers with the wrong impression. At Excite Credit Union, our Visa® Secured card can help set things right. For now, you get all the purchasing power you need. Looking toward the future, you get to build - or rebuild - your credit history by making the on-time payments needed to get there. 

  • No credit qualification necessary
  • Uses your savings account as collateral, securing a refundable deposit equal to 100% of your credit limit.
  • Competitive interest rates
  • Free 24/7 Visa® anti-fraud protection
  • Free travel accident insurance
  • Free auto rental collision coverage


Join our community

Getting a membership with us isn't a transaction - it's a friendship, a partnership, a neighborhood-wide collab, a life-long pursuit of better, for you, me, us, them, and everyone else we hang out with in life.