Who says you can't have a credit card? Not us.
Buy what you need as you build up your credit score
You're totally responsible. Maybe you're young and haven't had a chance to prove it yet. Or perhaps a one-time financial hiccup left other credit card issuers with the wrong impression. At Excite Credit Union, our Visa® Secured card can help set things right. For now, you get all the purchasing power you need. Looking toward the future, you get to build - or rebuild - your credit history by making the on-time payments needed to get there.
- No credit qualification necessary
- Uses your savings account as collateral, securing a refundable deposit equal to 100% of your credit limit.
- Competitive interest rates
- Free 24/7 Visa® anti-fraud protection
- Free travel accident insurance
- Free auto rental collision coverage
* APR = Annual Percentage Rate. Rate and credit limit for which you qualify are based on credit worthiness and other factors. For additional credit card program details please review the Application and Solicitation Disclosure. Impact on your credit may vary, and some users’ scores may not improve as credit scores are independently determined by credit bureaus based on a number of factors. Excite Credit Union will report your transactions to Transunion®, Experian®, and Equifax®. Speak with an Excite representative for details.