Visa® Platinum
EXCITE IS THE COMMUNITY'S CREDIT UNION
VISA® Platinum
Enjoy a low APR credit card designed to help you save on interest and manage balances with confidence.
Best for low-interest financing, balance transfers, and everyday purchases without rewards complexity.
Best for low-interest financing, balance transfers, and everyday purchases without rewards complexity.
Quick Highlights
Low APR
No Annual Fee
Balance Transfer Friendly
Fraud Protection
Platinum Card Benefits
| Key Features | • Competitive low APR for purchases and balance transfers |
| • No annual fee | |
| • Ideal for consolidating higher-interest balances | |
| • Worldwide VISA acceptance | |
| Best For | Members looking to save on interest, carry a balance, or transfer balances from higher-rate cards |
| Annual Fee | $0 |
| APR | 11.40% to 20.74% APR* on purchases (see all rates) |
| Credit Limit | Up to $30,000 |
| Security | Free Visa® Purchase Alerts |
| & zero liability if your card is lost or stolen | |
| Extra Benefits | Travel Accident and Auto Rental Insurance |
Learn more about our other credit cards
Disclosure
* APR = Annual Percentage Rate. For additional credit card program details, please review the Application and Solicitation Disclosure. Impact on your credit may vary, and some users’ scores may not improve as credit scores are independently determined by credit bureaus based on a number of factors. Excite Credit Union will report your transactions to Transunion®, Experian®, and Equifax®. Speak with an Excite representative for details.