Visa® Cash Rewards

Key Features
          • Earn $1.50 for every $100 spent
          • Monthly payouts
          • Competitive APR
          • Worldwide VISA acceptance
Best For
Every day purchases, Members who want 
simple rewards with cash back instead of points
Annual Fee
$0
APR*
13.40% to 22.74% APR* on purchases (see all rates)
Credit Limit
Up to $30,000
Security
Free Visa® Purchase Alerts
 & zero liability if your card is lost or stolen
Extra Benefits
Travel Accident and Auto Rental Insurance


Questions About Excite’s Visa® Cash Rewards Card?

There is no annual fee, but there are cash advance and balance transfer fees.

Application and Solicitation Disclosure

We give you one $1.50 for every $100 you spend or 1.5% of all net purchases. We pay rewards out monthly, with an opportunity to pocket up to $1,500 per year. 

With approved credit, this card has a limit of up to $30,000.

Yes, you can. There is a cash advance fee, 4% of the amount of the advance.

Yes, you’ll need to be a Member to apply for the card, but joining is easy! We’d love to have you part of the Excite community. You can join and apply for your card online in just a few minutes, or visit any of our financial centers to get started in person.

Disclosure

* APR = Annual Percentage Rate. For additional credit card program details, please review the Application and Solicitation Disclosure. Impact on your credit may vary, and some users’ scores may not improve as credit scores are independently determined by credit bureaus based on a number of factors. Excite Credit Union will report your transactions to Transunion®, Experian®, and Equifax®.  Speak with an Excite representative for details.

Join our community

Getting a membership with us isn't a transaction - it's a friendship, a partnership, a neighborhood-wide collab, a life-long pursuit of better, for you, me, us, them, and everyone else we hang out with in life.