Home Equity Loan Rates

Those extra dollars mean bigger dreams

With our lower rates, you'll have more to work with

This is the moment. You're ready to build something or buy something or do something special. At Excite Credit Union, we want you to be able to go all-in on that vision. So we set our rates for Home Equity Loans and Lines of Credit as low as possible. At the end of the day, that's less money for you to repay and more for you to use to get things done exactly the way you want.

Home Equity Line of Credit

All rates effective as of 09/25/2022
Description APR Application Fee Closing Costs
Loan to Value (LTV) varies Intro rate as low as 4.99% APR* None Yes

Excite Credit Union is a full-service credit union with locations in San Jose, CA, Sunnyvale, CA, and Wilmington, NC.

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Getting a membership with us isn't a transaction - it's a friendship, a partnership, a neighborhood-wide collab, a life-long pursuit of better, for you, me, us, them, and everyone else we hang out with in life.