New Community




Our Purpose - We give everyone the chance to build a financially stronger future, so together we can build a stronger community.

We believe in equitable financial access, education and inclusion.


  • Member-Owned Cooperative
  • 24/7 Online and Mobile banking access
  • Not-for-profit 501(c)(3) Organization
  • Unique designations: CDFI, LICU, Junatos Avanzamos
  • Co-op network of shared credit union branches
  • Serving local communities with Branches in San Jose, CA & Wilmington, NC
  • 30,000+ Surcharge-free ATMs nation-wide

Who we support

We provide services to historically underserved populations including low income households, small businesses & entreprenerus, non-profit orgs, immigrants, refugees and foster youth.

How we contribute

Our impact in the community involves: providing financial literacy, financial coaching and online resources, offering special accounts, partnerships with nonprofits, access to the College in My Future program and the Excite Foundation.

Our staff  participates in several volunteer opportunities a month in both CA and NC.


Financial Literacy

We offer virtual and in-person workshops on topics such as:
  • The Importance of Being Banked
  • Scams, Fraud & Alternative Services
  • Saving and Budgeting
  • Credit and Debt Management
  • Employment Tax Forms
To schedule a presentation for a group, please email

Financial Coaching

Individualized advising through BALANCE with coaches who speak Spanish. Call 888-456-2227 and state the nonprofit partner you’re affiliated with. Free to Excite members and nonprofit affiliates. Topics coaches can discuss include: creating a budget, debt management, credit report review, home ownership education, fraud and identity theft solutions.

Excite Foundation

We exist to enhance the lives of people living in the communities served by Excite Credit Union. We will do this by primarily focusing on Children’s Savings programs and standing ready to support disaster relief when needed.

Service Areas

Excite Credit Union’s financial services are available to those who live, work or worship in the following counties:

California - Alameda, Monterey, San Francisco, San Mateo, Santa Clara, Santa Cruz
North Carolina - Brunswick, New Hanover, Pender

Join our community

Getting a membership with us isn't a transaction - it's a friendship, a partnership, a neighborhood-wide collab, a life-long pursuit of better, for you, me, us, them, and everyone else we hang out with in life.