FROM THE COMMUNITY'S CREDIT UNION
To celebrate our commitment to the community, we are offering a New Member bonus1 of $300 to open a Go Checking2 account.
With over 70 years of serving our community, Excite puts the safety and security of its Members' money as a top priority and is federally insured by the NCUA. Additionally, our Members are eligible for exclusive benefits.
GO CHECKING BENEFITS:
- Earn 2.00% APY3
- Get paid Two-days early4
- Huge ATM network, more than 2x the big banks
- Send and receive money with Zelle®
- 4.8 rating on mobile app
We are the community's credit union.
“The minute you walk in a branch you’re greeted with a smile and you can tell that everyone enjoys helping you. I have used many of the services, (multiple) auto loans, RV loans, savings accounts and a credit card account and each time the process has been flawless.”
TOM W.
MEMBER SINCE 2010
“What I like about Excite Credit Union is the customer service they provide. Every employee is friendly, and they genuinely care about their Members.”
BRIAN C.
MEMBER SINCE 2013
Disclosure
(1) To qualify for the $300 bonus program, the following criteria must be met: a) Applies to new Members (18+ years old) or to existing Members provided that there was no open checking account in the past 180 days. (b) Requires eStatements, perform a minimum of six debit card transactions, and aggregate deposits of $600 or more per calendar month within the first 90 days the account is opened. (c) The $300 bonus is automatically deposited to the Member’s Go Checking Account on the first day of the month after meeting criteria.
(2) Requires a minimum deposit of $25. There is no minimum balance and no monthly service fee.
(3) Dividend rate of 1.98% and APY of 2.00% for balances of $0.01 to $20,000. Balances $20,000 and over earn 0.100% APY. APY is annual percentage yield. The daily balance method is used to calculate dividends on the account. This method applies a daily periodic rate to the principal in the account each day. Dividends begin to accrue on the business day the Member makes a deposit. Dividend period is monthly. Dividends will be compounded daily and credited monthly. Payment of the dividends requires the account to be set up for eStatements, have six posted debit card transactions per statement period and receive a minimum direct deposit of $500 into the Go Checking per statement period. The rate and yield may change at any time at Excite Credit Union’s discretion.
The $300 Go Checking Promotion is offered for limited time periods and may be ended or modified at any time without prior notice.
(4) Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date.
Federally Insured by NCUA.