Go Savings

You can! You can perform a onetime transfer or set up reoccurring transfers through online or mobile banking, or in person at one of our branches.

Unlimited! Although Government regulations restricted the number of transactions allowed in the past, those restrictions have been lifted.

In addition to automatic transfers or making deposits via our mobile app, in branch or at our ATMs, you can also make deposits at COOP Deposit Taking ATM and Shared Branch locations  - visit Locator for a directory of locations.

Make your ATM deposit on a business days before 3pm, and you’ll have immediate access to the first $500 of the amount you deposited.

While there’s no monthly maintenance fee or required minimum balance for your account to earn dividends, you will need to keep $5 in your Go Savings Account at al times to retain your Excite Membership.  The $5 will be refunded to you if you close your membership with Excite.

Whether your savings are your emergency fund or simply a way to grow your assets, we know you value your hard-earned money. Excite takes this responsibility seriously.

Your accounts are federally insured by the National Credit Union Administration (NCUA) for up to $250,000. To learn more about how your funds are insured visit the Share Insurance Coverage | NCUA Home Page.

Unlike a commercial bank that also offers dividends on savings, credit unions are not for profit financial institutions that are owned by their members.

That means that we can offer higher dividends to our members, as well as lower interest rates on loans and credit cards. That means we don’t charge as much for borrowing with us (interest), and we can pay you more for trusting us with your money (dividends,) because we don’t have to share profits with shareholders, just members.

We offer a range of business products and services, including savings accounts.

In addition to savings, we offer business checking, and business services, including support for:

• Point of Sale (POS) purchases
• Mobile processing
• E-checks
• Building brand equity
• Growing revenue
• Increasing market share
• Streamlining procedures
• Incorporating as an LLC or corporation
• Official registration of your business name
• Obtaining an EIN Tax ID
• HR and payroll

Find out more about our business services here.