Business Savings Rates
| Deposit Range | APY* | Dividend Rate |
|---|---|---|
| $.01 and greater | 0.25% | 0.25% |
Business Share Certificate
| Term | APY | Dividend Rate | Minimum Deposit |
|---|---|---|---|
| 6 Month | 3.20% | 3.15% | $500 |
| 6 Month PROMOTIONAL RATE - New Money Only** | 4.00% | 3.925% | $500 |
| 12 Month | 3.10% | 3.055% | $500 |
| 12 Month PROMOTIONAL RATE - New Money Only** | 4.00% | 3.925% | $500 |
| 24 Month | 2.90% | 2.865% | $500 |
| 24 Month PROMOTIONAL RATE - New Money Only** | 4.00% | 3.925% | $500 |
| 36 Month | 2.75% | 2.72% | $500 |
| 48 Month | 2.75% | 2.72% | $500 |
| 60 Month | 2.75% | 2.72% | $500 |
*APY = Annual Percentage Yield.
**New money only. You must bring funds to Excite from another financial institution to qualify for this promotion. Promotional certificates are offered for limited time periods and may be ended or modified at any time without prior notice. Promotional certificates may not be available in all markets.
If auto-renewal is selected, promotional rate certificates will renew as a standard rate certificate for the same term as the promotional rate certificate. For example, at the end of the initial term when auto-renew is selected a 12- month promotional certificate will automatically renew for an additional 12 months at the standard 12-month dividend rate offered at the time of the renewal.
Promotional certificates offering multiple rates during the term will have a blended annual percentage yield (APY) for the month in which a dividend rate change occurred. The blended rate will be a combination of the rate before and after the rate increase or decrease.
NOTE: Early withdrawal penalties apply. Offer subject to change without notice.
Your savings insured to $250,000 by the National Credit Union Administration (NCUA), a U.S. Government Agency
These rates are current as of today, but are subject to change at any time.
PAYMENT OF DIVIDENDS FOR ALL ACCOUNTS
Dividends are paid at the end of the applicable dividend period and are only paid out of current income and available earnings after required transfers to reserves. Dividends are regularly declared by the Board of Directors and are subject to change at any time. Credit Union bylaws permit a delay of up to 60 days for withdrawal of shares.
For more details and information, please review our account disclosures: Funds Availability Disclosure; New Account Disclosure Business; Standard Certificate Disclosure; 6-Month Promo Certificate Disclosure; 12-Month Promo Certificate Disclosure; 24-Month Promo Certificate Disclosure