Become a Member

At Excite, you’ll be a part of a cooperative where members benefit each other.

Ready to step up to better?

Let's work together to get you to a good place

Getting a membership with us isn't a transaction 
It's a friendship, a partnership, a neighborhood-wide collab, a life-long pursuit of better, for you, me, us, them, and everyone else we hang out with in life.

We're in the yes-we-can biz.
If there's a banking product out there, you can pretty much bet that we have it. As a consumer, you want high rates on deposit accounts and low rates on loans. Check and check.

Knowledge is good.
It helps you make smart decisions with your money. That's why we offer a boatload of ways to improve your financial education. We hire really sharp people. They're experts in their financial fields. And they come to work every day specifically to provide you with friendly service and life-changing advice.

Yes, we know that you have other options.
But those big banks are run by corporate execs in far-off places. And their first priority is profits. We're a not-for-profit operation with local management that really cares what you think.

And get this, you actually get a say in who is running the show.
As a part-owner of the credit union, you get to vote for members of our Board of Directors. 

The bottom line? At Excite Credit Union, it's not an "us and them" thing. We live in the community, too. We want what's best for our neighbors and our hometowns. And we work hard to make that happen.

How to join

At Excite Credit Union, we serve residents in Santa Clara, San Mateo, Alameda, Santa Cruz, Monterey and San Francisco counties in California and Brunswick, New Hanover and Pender counties in North Carolina and their families, plus employees of over 400 companies. If you call one of those counties home, open a Go Savings account with us and - BOOM! - membership.

 

Join our community

Getting a membership with us isn't a transaction - it's a friendship, a partnership, a neighborhood-wide collab, a life-long pursuit of better, for you, me, us, them, and everyone else we hang out with in life.